Louis L. Murray - New York Life
Louis L. Murray J.D. - Business, Personal, and Estate Planning

Your Financial Needs Assessed and Questions Answered

As with most other things in life, the key to achieving your long-term financial objectives is planning. Your goal may be to fund your children’s college education, protect your family during your working years, or guarantee your own retirement security. These things won’t happen by accident. It’s important to determine what you’d like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it’s never too late to start.

Of course, planning your financial future can be intimidating. Luckily, you don't have to do it alone. As a New York Life insurance agent, and a Registered Representative of NYLIFE Securities LLC 800 South Street, Suite 600, Waltham MA 02453, (781) 398 9836, I am a trained professional who can help you identify your financial needs and then determine which insurance and financial products can best help you meet your objectives. 

I am a Certified Long-Term Care Councilor (CTLC) with years of dedicated service to my clients and families.  CLTC is a designation that reflects my commitment to the needs of my clients, their parents, and their families.  Long-term care planning is an integral part of the issues people face when confronting retirement in light of longer life expectancies and enormous health care costs. 

Please use my Web site as a resource, and do not hesitate to contact me for additional information or to schedule a meeting. Thank you for your interest.

Louis L. Murray is licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in the states of Massachusetts, New York, New Hampshire, and Califorina (Lic# - 0D82432).

Louis L. Murray is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the states of (Massachusetts, Connecticut, New York). No offers may be made or accepted from any resident outside the specific state(s) referenced.

The Election and Your Money

In this year’s election, there are issues, such as energy, free trade, and inflation, playing a role that could have a significant effect on investors and consumers over the next four years.

Will Going Green Grow Green?

About one out of every nine dollars under professional management in the United States is already invested according to socially screened criteria. There are several key questions to ask yourself when considering how this rising tide could affect your portfolio.

Averaging for Dollars

Dollar-cost averaging is a method of investing that may enable you to achieve a lower average cost per share over time.

Recapping Market Capitalization

The blurring of lines between large-cap, mid-cap, and small-cap companies is an indication that it may be time to evaluate whether your portfolio holdings have shifted toward or away from your investment objectives.

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